Resources · Repayments

Loan repayments calculator

Standard repayments on a home or investment loan, plus the impact of extra repayments. See how much interest and time you can save by paying a bit more each cycle.

Loan details

$
%
years
Extra repayments (optional)
$

Your approximate repayment

$0
per month
Total repayments $0
Total interest paid $0
Want this modelled with offset?
Try the offset calculator
Estimates only. Figures assume a fixed interest rate over the full term. For interest-only loans, the model assumes the loan reverts to principal-and-interest at the same rate over the residual term once the IO period ends; in practice the revert rate is often higher than the IO rate. Actual repayments may vary with rate movements, fees, redraw activity, offset balances and lender policy. The calculations do not constitute financial advice.

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