Resources · Can I afford an IP

Can I afford an investment property?

Combines what a lender will give you with what you have available as deposit and what the property is likely to rent for. Outputs the maximum purchase price you can realistically support.

Your situation

Borrowing inputs
$
%
years
Deposit & cash on hand
$
%
Rental assumptions
%

Maximum purchase price

$0
based on your serviceability and deposit
Limited byServiceability
Loan amount$0
Deposit + costs needed$0
Estimated stamp duty$0
Weekly rent (estimate)$0
Monthly repayment$0
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Estimates only. Combines borrowing capacity (assessed at the current rate plus 3% buffer) with the deposit available after stamp duty and acquisition costs. Does not include LMI, conveyancing, building inspection or other costs. Use this as a directional check only; we model the full picture against your actual position.

The right number, not the rough one.

Servicing varies dramatically by lender. Cash flow varies dramatically by location. We model all of it before you waste a building inspection on the wrong property.

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